Whew! It's been ages since I posted but I finally found out how to get into the new Googled Blogspot! Being less than a computer techie, it was a challenge inbetween studies. I am so proud to announce that I am not only qualified to sell life insurance and seg funds, I am also obtaining my licence to sell mutual funds also. Just have to wait for the final paperwork on the latter.
I am learning so much about how money works! One of the concepts that brought me up short was that not only does money multiply using the rule of 72, but debt multiplies at the same rate! This means that on your 18% interest rated credit card, your total debt will be doubled in just 4 years! (72 divided by 18 = 4) Conversely, any investment you have earning 18% will also double in 4 years! Which would you rather have? Don't you think you should take take some action about your debt? Shouldn't you find out how to leverage the money you have so you can invest? It is possible.
ps: For those of you who own a small business, clean up all your receipts on a weekly basis and then it is never so overwhelming that you end up procrastinating! Of course, none of you do that!
Place all your receipts into one of three boxes labelled "Personal","Business", and "1/2 & 1/2". At tax time, it's reasonably simple and quick to colate and create your tax information.
Thursday, April 12, 2007
Monday, November 27, 2006
History!
I want to tell you some of my story and why I am a financial coach willing to point people in the direction of managing their debt and investing/saving not only responsibly but fruitfully!
Back in the first part of the last century, my Grandfather was a very successfull and profitable business man. He was killed in a car accident in 1953 and left all his assets in a trust fund with a 'reliable' company. He had set things up so his wife would be able, not only to live but be cared for the rest of her life, at which time his moneys would be divided up between his 5 children.
Grandpa trusted a trust company who betrayed his trust! The transferred his funds from one place to the other on an ad lib basis because they earned good fees doing it. We visited our step-Grandma in 1964 and couldn't believe the poverty she was living in! The Trust Company transferred time after time till almost everything was gone. When Grandma died in about 1969, there was nothing left. I call 10K down from over 100K, nothing!
Now you can understand why I'm in the business of educating people about GIC's, Life Insurance, Mutuals, RRSP's etc. There are a lot of people out there willing to take your money but not willing to teach you about the tool you're using or why you're not making the return on your money that you should be.
Please read the fine print to any of your money documents. Learn where your money is and what it's doing. It's your money!
Back in the first part of the last century, my Grandfather was a very successfull and profitable business man. He was killed in a car accident in 1953 and left all his assets in a trust fund with a 'reliable' company. He had set things up so his wife would be able, not only to live but be cared for the rest of her life, at which time his moneys would be divided up between his 5 children.
Grandpa trusted a trust company who betrayed his trust! The transferred his funds from one place to the other on an ad lib basis because they earned good fees doing it. We visited our step-Grandma in 1964 and couldn't believe the poverty she was living in! The Trust Company transferred time after time till almost everything was gone. When Grandma died in about 1969, there was nothing left. I call 10K down from over 100K, nothing!
Now you can understand why I'm in the business of educating people about GIC's, Life Insurance, Mutuals, RRSP's etc. There are a lot of people out there willing to take your money but not willing to teach you about the tool you're using or why you're not making the return on your money that you should be.
Please read the fine print to any of your money documents. Learn where your money is and what it's doing. It's your money!
Tuesday, October 31, 2006
Rabbbba Dabbbbba Dooooo!!!
I feel so cool.
I went to school
and have a tool
to help you.
I have studied for sometime now, taken an exam to be eligible for the next exam and presto! Yesterday wrote my provincial exam and at 76% made it through a very difficult exam and am qualified now to do much financial work here in my province. Yes
I feel so cool.
I went to school
and have a tool
to help you.
I have studied for sometime now, taken an exam to be eligible for the next exam and presto! Yesterday wrote my provincial exam and at 76% made it through a very difficult exam and am qualified now to do much financial work here in my province. Yes
Friday, October 27, 2006
Wow! Has my life changed for the goodness of it all!
I attended two conferences in Philadelphia in October. One was on building your business and the other was about coaching itself. I had a lovely time and learded lots and came away changed in a maturing kind of way with lots of ideas and inspiration.
My focus has also changed. I am focusing more on financial coaching with a bent about laughter. I still do anything directly with laughter for one or a group, but I am learning all about some financial services that are focused on keeping it simple, get the right kind of insurance, and invest This is all done with the client in mind to make all the money!
One thing I'm very clear on in my licensed training is that when the banks talk about giving you 3% or 4%, they are pocketing the rest of the 12% and more that they made on your money!
Many people are underinsured and over-fee-d in their financial services! It's such a shame when it's the ordinary person like you and I that pay the piper in the first place and pay the price for a lousy product in the last place!
Take care,
I attended two conferences in Philadelphia in October. One was on building your business and the other was about coaching itself. I had a lovely time and learded lots and came away changed in a maturing kind of way with lots of ideas and inspiration.
My focus has also changed. I am focusing more on financial coaching with a bent about laughter. I still do anything directly with laughter for one or a group, but I am learning all about some financial services that are focused on keeping it simple, get the right kind of insurance, and invest This is all done with the client in mind to make all the money!
One thing I'm very clear on in my licensed training is that when the banks talk about giving you 3% or 4%, they are pocketing the rest of the 12% and more that they made on your money!
Many people are underinsured and over-fee-d in their financial services! It's such a shame when it's the ordinary person like you and I that pay the piper in the first place and pay the price for a lousy product in the last place!
Take care,
Tuesday, September 26, 2006
Please note this event and all the help you can utilize!!!
Business Moms Learn How to Wipe that “YES DEAR, go ahead and play with your business” condescending grin off all your doubters faces with expert advice to create more profitable businesses.
"Give us 60 minutes a week for 12 weeks and we'll provide you with the most amazing strategies to create a happier family, a more successful business and a more sane and balanced you"
- Vicki McMahon Biz Mom (Just like you)
Interview with Vicki and Penny Haynes all about Biz Mom Solutions
Click here to listen (only 15 minutes)
Business Moms Learn How to Wipe that “YES DEAR, go ahead and play with your business” condescending grin off all your doubters faces with expert advice to create more profitable businesses.
"Give us 60 minutes a week for 12 weeks and we'll provide you with the most amazing strategies to create a happier family, a more successful business and a more sane and balanced you"
- Vicki McMahon Biz Mom (Just like you)
Interview with Vicki and Penny Haynes all about Biz Mom Solutions
Click here to listen (only 15 minutes)
Thursday, August 24, 2006
For all you Business Moms! Thought you should know what is happening for you this fall. Sign on for bonuses, the seminar is free, the benefits are enormous!
Enjoy,
Donna
_____________________________________
shhhh...Are you a Mom in business…or do you know one?
Well, this is the best news…but Keep it down, don't let anyone else know about this just yet.
http://www.bizmomsolutions.com This is just now going live…and I am only allowed to share it with a few select people. (To make sure all techie stuff is working)
Be very, very quiet. But be quick about it, I don't know how long I'll be able to keep the door open for you.
My friend and co-worker Vicki has given me the privilege of announcing it to a few select people first.
http://www.bizmomsolutions.com
Sincerely, P.S. I'm only sending this message to you one time and one time only. I promise you this will take your business to places you could have never imagined.
Enjoy,
Donna
_____________________________________
shhhh...Are you a Mom in business…or do you know one?
Well, this is the best news…but Keep it down, don't let anyone else know about this just yet.
http://www.bizmomsolutions.com This is just now going live…and I am only allowed to share it with a few select people. (To make sure all techie stuff is working)
Be very, very quiet. But be quick about it, I don't know how long I'll be able to keep the door open for you.
My friend and co-worker Vicki has given me the privilege of announcing it to a few select people first.
http://www.bizmomsolutions.com
Sincerely, P.S. I'm only sending this message to you one time and one time only. I promise you this will take your business to places you could have never imagined.
Sunday, July 30, 2006
All I Needed To Learn Was At The Toilet Bowl!
A terrible thing happened on July 24th,
The clip in my hair, she headed north.
I couldn’t find it that lovely morn,
But the sound of that toilet! In form?
I knew, I just knew what it would be,
Where north had become don’t you see?
Well some wisdom then I had to seek
Several people to whom I did speak.
They said “call a plumber, and here’s the number”
They said “women like you couldn’t be any dumber!”
But I knew I could do it so I called my mentor,
My brother just said “go to the store”!
So I went to the store, several times it became
A place where I went, just to aim!
I bought my supplies after asking some guy
A question or two to help me get by.
I fixed it all right, but it still leaked a might,
I stopped using it again, all through the night!
I procrastinated lots, I avoided the work,
I couldn’t proceed till found the big smirk.
It serves us well to eat the frog first!
Because it then saves us from having to burst.
It so much the better than having to curse,
And having to call on the helpful great nurse.
I learned that the frog, tho’ ugly it be,
Really needs to be eaten, That’s for sure!
Because it becomes too much to endure
And language becomes not possibly pure!
I found that I needed to work on my knees,
And ask for all help, if you please!
We all have to do number 2 don’t you see,
We’re not really healthy till we do more than pee.
One thinks it terrible just having to poo
But you know you’re not healthy unless you do!
So to this I say, when it all hits the fan,
Just find the smirk and make your own plan.
Understand that the crap we get in our day
Can become a source of play.
It creates an understanding heart,
Teaching us how to do our part,
And how to connect right from the start.
This all happened this last week but I can tell you now that I'm not afraid to tackle a toilet bowl mount anymore! It only took me three days what with phoning my brother after getting the run around from other male friends who told me I needed help, I needed to take the tank off the toilet, and other agrivating discouragements! Yeah for my brother who became my toilet coach! LOL.
The clip in my hair, she headed north.
I couldn’t find it that lovely morn,
But the sound of that toilet! In form?
I knew, I just knew what it would be,
Where north had become don’t you see?
Well some wisdom then I had to seek
Several people to whom I did speak.
They said “call a plumber, and here’s the number”
They said “women like you couldn’t be any dumber!”
But I knew I could do it so I called my mentor,
My brother just said “go to the store”!
So I went to the store, several times it became
A place where I went, just to aim!
I bought my supplies after asking some guy
A question or two to help me get by.
I fixed it all right, but it still leaked a might,
I stopped using it again, all through the night!
I procrastinated lots, I avoided the work,
I couldn’t proceed till found the big smirk.
It serves us well to eat the frog first!
Because it then saves us from having to burst.
It so much the better than having to curse,
And having to call on the helpful great nurse.
I learned that the frog, tho’ ugly it be,
Really needs to be eaten, That’s for sure!
Because it becomes too much to endure
And language becomes not possibly pure!
I found that I needed to work on my knees,
And ask for all help, if you please!
We all have to do number 2 don’t you see,
We’re not really healthy till we do more than pee.
One thinks it terrible just having to poo
But you know you’re not healthy unless you do!
So to this I say, when it all hits the fan,
Just find the smirk and make your own plan.
Understand that the crap we get in our day
Can become a source of play.
It creates an understanding heart,
Teaching us how to do our part,
And how to connect right from the start.
This all happened this last week but I can tell you now that I'm not afraid to tackle a toilet bowl mount anymore! It only took me three days what with phoning my brother after getting the run around from other male friends who told me I needed help, I needed to take the tank off the toilet, and other agrivating discouragements! Yeah for my brother who became my toilet coach! LOL.
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